The Fourth Industrial Revolution (4IR) is the fourth major industrial era since the initial Industrial Revolution of the 18th century. It is characterized by a fusion of technologies that is blurring the lines between the physical, digital, and biological spheres,collectively referred to as cyber-physical systems. It is marked by emerging technology breakthroughs in a number of Read more…
We at DVC Consultants think that the Greek philosopher had it pretty much right. What do the brands Kodak, Blockbuster, Xerox, and Blackberry have in common? They all failed to heed Heraclitus’ advice and were overtaken by more innovative disruptor and challenger brands. It is clear that Brands and Read more…
Through the delivery of our consulting services, a number of us at DVC Consultants have had real time exposure to terrorism. While in Northern Nigeria consulting for HMG, one of our directors had to take evasive action from Boko Haram road blocks. On another occasion, while consulting for a private Read more…
Banktotal is focussed on providing financial services to the unbanked and underbanked in Africa and the Asia-Pacific Countries of Indonesia, Pakistan and Bangladesh. A quarter of the worlds Muslims live in Africa, with another 300 million in Indonesia, 197 million in Pakistan and 167 million in Bangladesh. This represents around Read more…
Banktotal is committed to providing Shari’ah -compliant products for the underbanked and unbanked in Africa and the Asia-Pacific Region. Their disruptive technologies will make these available, sometimes for the first time to Islamic communities. There has been a remarkable 11% growth in global Islamic banking assets over the last 5 Read more…
It has been writ large for a while, but yesterday the IMF nailed it. ‘The World economy is at risk of another financial crash’. According to them, global debt levels are well above those at the time of the last crash, and there is a severe risk that unregulated parts Read more…
I am often asked as the founder of a consultancy (www.dvcconsultants.com) who is focussed on creating disruptor and challenger brands, what are the core principles and building blocks for doing this? What’s the secret to the alchemy and what is the formula for success? So, for what it’s worth here Read more…
Blockchain for those who have been around the Block. Baby boomers bring unique experiences and skills to a FinTech Challenger Startup. It’s still rare to see someone over the age of 50 in a room full of 20-somethings talking about their digital business. The average age of a coder in Read more…
How does a very traditional, Market leading Sharia Compliant Islamic Bank make reinvention a regular part of its business strategy? How can a conservative Management Team be motivated to embrace change, and promote discovery and imagination? How do you persuade such a management, that in not doing so, they risk Read more…
The Islamic phrase “Allahu Akbar”, called Takbir in Arabic simply means “Allah (GOD) is (the) greatest”. It is a core part of every Muslims daily vernacular. It is uttered incessantly by both the pious and non- pious. It is a proclamation of submission and devotion, and also performed when saying Read more…